Remuneration

The consumer is only obliged to pay the fee for the activities pursuant to section 655a (1) if, as the result of the intermediation, the provision of a demonstrable referral of the opportunity to conclude a contract, or of the other activities pursued by the credit intermediary, the loan is granted to the consumer and the loan has been paid out to the consumer and withdrawal by the consumer under section 355 no longer is possible. To the extent that, with the knowledge of the credit intermediary, the consumer credit agreement is intended for the early repayment of another loan (debt rescheduling), a claim to remuneration arises only if the effective annual rate of interest is not increased; when the effective for the loan to be repaid is calculated, any possible brokerage costs are disregarded.