(1) The borrower may terminate a general-purpose consumer credit agreement, regarding which no time for repayment has been determined, as a whole or in part without observing a period of notice. An agreement on a notice period of more than one month is ineffective.
(2) The borrower may discharge their obligations under a consumer credit agreement early, and may do so at any time and as a whole or in part. In derogation from sentence 1, the borrower of a consumer credit agreement relating to immovable property, for which a pegged borrowing rate was agreed, may discharge their obligations early, whether as a whole or in part, in the corse of the period in which the borrowing rate is pegged only if there is a legitimate interest on the part of the borrower to do so.