(1) In the case of a mortgage of the kind designated in section 1187, a representative may be appointed for the current creditor with power to make certain dispositions with regard to the mortgage with effect for and against every subsequent creditor, and to represent the creditor in the enforcement of the mortgage. The appointment of the representative requires a corresponding entry to be made in the Land Register.
(2) If the owner is entitled to demand from the creditor a disposition that the representative is authorised to make, then they may demand that the representative make the disposition.