(1) The consumer may refuse to repay the loan to the extent that objections under the linked contract would entitle them to refuse performance to the trader with whom they have concluded the linked contract. This does not apply in the case of objections based on a contract amendment that was agreed between this trader and the consumer after the credit agreement had been concluded. If the consumer may demand a cure, then they cannot refuse to repay the loan until the cure has failed.
(2) Subsection (1) is not to be applied to credit agreements that serve to finance the acquisition of financial instruments, or if the financed remuneration is less than 200 euros.