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Part 1 · General part  ›  Division 1 · General provisions › Section 5

Deviating insurance policy

(1) If the content of the insurance policy deviates from the application made by the policyholder, or from the agreements concluded, the deviation is deemed to be approved if the preconditions under subsection (2) are met, and the policyholder does not object in writing within one month of receipt of the insurance policy.

(2) The insurer is obliged to indicate to the policyholder when sending the insurance policy that deviations are deemed to have been approved if the policyholder does not object in writing within one month of receipt of the insurance policy. The policyholder’s attention must be drawn to any deviation, and to the associated legal consequences, by means of conspicuous notes in the insurance policy.

(3) If the insurer has not fulfilled the obligations under subsection (2), the contract is deemed to have been concluded as per the content of the policyholder’s application.

(4) An agreement by which the policyholder waives the right to avoid the contract on account of a mistake is void.

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