(1) The insurer must accept insurance premiums due to him or her, or other payments to which he or she is entitled, from the insured person on the basis of the contract if the insurance is taken out for the account of a third party from a beneficiary who has acquired the right to the insurer’s benefits, as well as from a lien creditor, even if he or she could refuse to accept the payment in accordance with the provisions of the Civil Code.
(2) A right of lien on the insurance claim may also be asserted on the basis of the contributions, including all interest payments which the lien creditor has used to pay premiums or other payments to which the insurer is entitled on the basis of the contract.