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Part 2 · Individual classes of insurance  ›  Division 1 · General provisions › Section 104

Policyholder’s duty of disclosure

(1) The policyholder is obliged to disclose to the insurer within one week those facts which could give rise to his or her responsibility vis-à-vis a third party. If the third party asserts a claim against the policyholder, the policyholder is obliged to disclose that fact to the insurer within one week after the claim is asserted.

(2) Where a claim is asserted against the policyholder in court, legal aid is applied for, or a third-party complaint is filed against him or her in court, he or she is obliged to disclose that fact to the insurer without undue delay. This also applies when investigative proceedings have been initiated against the policyholder on account of the occurrence of the loss giving rise to the claim.

(3) Timely dispatch of the notice of disclosure suffices for compliance with the time limits under subsections (1) and (2). Section 30 (2) applies accordingly.

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