(1) In the case of the sale of an insured object for which an individual policy, or a certificate of insurance, has been issued, the buyer is not liable to pay the premium, in derogation from section 95. The insurer may not refer vis-à-vis the buyer to his or her not being obliged to effect payment on account of non-payment of the insurance premium, or on account of the non-payment of a security, unless the buyer knew the grounds for the non-obligation to effect payment, or should have known thereof.
(2) In derogation from section 96, the insurer is not entitled to terminate the contract on account of the sale of the insured goods.
(3) In derogation from section 97, the policyholder is not obliged to notify the insurer of the sale.