The insurer is obliged, at the request of the policyholder or of the insured person, to give any information about, and the right to inspect, expert opinions or statements which he or she has obtained in examining his or her liability in respect of the need for a medical treatment. If the provision of information to, or inspection by, the policyholder or the insured person is opposed by significant therapeutic reasons, or for other material reasons, it is only possible to demand provision of information from, or inspection by, a designated physician or lawyer. The right may only be asserted by the person affected in each instance or by his or her legal representative. If the policyholder has obtained the expert opinion or the statement at the insurer’s instigation, the insurer reimburses the costs arising.