(1) Section 808 of the Civil Code applies to an insurance policy issued as a document in the name of the bearer.
(2) If the contract only provides for the insurer’s liability upon the return of an insurance policy issued as a document, and if the policyholder declares that he or she is unable to return the insurance policy, the publicly certified acknowledgement that the obligation has lapsed suffices. Sentence 1 does not apply if the insurance policy is subject to invalidation.