(1) If the insurer quotes in figures the amount of the possible benefits over and above the contractually guaranteed payments in connection with the offer or conclusion of a life insurance policy, he or she is obliged to provide the policyholder with a model calculation which states the possible maturity benefit based on the actuarial principles for premium calculation with three different rates of interest. This provision does not apply to risk insurance policies and contracts which provide for benefits of the type described in section 124 (2) sentence 2 of the Insurance Supervision Act.
(2) The insurer clearly and comprehensibly indicates to the policyholder that the model calculation only represents a model based on fictitious assumptions, and that the policyholder cannot derive any contractual claims against the insurer from the model calculation.