(1) If the essential content of a contract of insurance refers to the insurer granting provisional cover, the contracting parties may agree that the insurer only send the policyholder the terms of the contract and the information in accordance with section 7 (1) in conjunction with the statutory ordinance referred to in section 7 (2) on request, and at the latest with the insurance policy. Sentence 1 does not apply to a distance contract within the meaning of section 312c of the Civil Code.
(2) If the general terms and conditions of insurance are not sent to the policyholder when the contract is concluded, the conditions normally applied by the insurer at that point in time become an integral part of the contract for provisional cover, in the absence of such conditions those conditions applied by the insurer to the main contract even without an explicit note to that effect. In cases of doubt regarding the conditions which apply to the contract, the conditions applied by the insurer which are the most favourable for the policyholder at the time of the conclusion of the contract become an integral part of the contract.