(1) If the insurance has been taken out for a business enterprise, it covers liability insurance for those persons authorised to represent the enterprise, as well as those persons employed by the enterprise. The insurance is thus deemed to be taken out for the account of a third party.
(2) Should the business enterprise be sold to a third party, or taken over by a third party on account of usufruct, a lease contract or a similar agreement, the policyholder assigns to the third party the rights and obligations resulting from the insurance agreement throughout the period of his or her entitlement. Section 95 (2) and (3), as well as section 96 and section 97, apply accordingly.