(1) If the goods are transported by a means of transport other than that agreed, or are reloaded although direct transportation was agreed, the insurer is not obliged to effect payment. This provision also applies if only a specific means of transport, or a specific transport route, was agreed.
(2) The insurer is obliged to effect payment if, after the beginning of the insurance, the transportation was changed or relinquished without the consent of the policyholder, or as the result of an insured event. Section 132 applies.
(3) In those cases described under subsection (2), the insurance covers the costs of the reloading or the temporary storage, as well as the additional costs of the reforwarding.