(1) Where the payment of benefits has been agreed in the event of invalidity, each contracting party is entitled to have the degree of invalidity re-assessed annually, no more than three years after the accident occurred at the latest. In the case of child accident insurance, the time limit may be extended within which a re-assessment may be requested.
(2) Once the insurer declares that he or she is liable, the policyholder must be instructed regarding his or her right to have the degree of invalidity re-assessed. If such instruction is not given, the insurer may not refer to any delay in the policyholder’s request to have the degree of invalidity re-assessed.