(1) If a provision of the insurer’s general terms and conditions of insurance has been declared void by a decision of one of the highest courts, or by a final administrative act, the insurer may replace it with a new rule if this is necessary to continue the contract, or if continuing the contract without the new rule would represent undue hardship for either party, even taking into account the interests of the other party. The new rule is only effective if it takes appropriate account of the concerns of the policyholder and is in keeping with the objective of the contract.
(2) The new rule in accordance with subsection (1) becomes an integral part of the contract two weeks after the policyholder has been informed of the new rule and of the relevant grounds.