(1) In the case of compulsory insurance, the minimum sum insured is 250,000 euros per claim, and one million euros for all claims per insurance year, unless otherwise provided by legal provision.
(2) The contract of insurance may specify the content and scope of the compulsory insurance in greater detail insofar as this does not endanger the fulfilment of the respective objective of the compulsory insurance, and unless explicitly otherwise provided by legal provision. Any excess on the part of the policyholder cannot be cited against the third party, and cannot be asserted against a co-insured person.