Coverage level

(1) The claim to compensation is limited in amount to the equivalent of EUR 100,000 (coverage level).
(2) By way of derogation from subsection (1), the coverage level is the equivalent of up to EUR 500,000 where and insofar as
1. the depositor's aggregate claim against the CRR credit institution exceeds the amount named in subsection (1) as a result of the crediting of the following amounts not regularly paid out:
a) amounts resulting from real estate transactions relating to privately used residential property,
b) amounts serving social, statutory purposes and linked to particular life events of a depositor, such as marriage, divorce, retirement, dismissal, redundancy, birth, illness, need for long-term care, invalidity, disability or death,
c) amounts serving particular purposes and based on the payment of insurance benefits or compensation payments for personal injury caused by acts of violence, or for damage caused by wrongfully suffered criminal-prosecution measures, and
d) amounts from payments under the law of other states comparable to the benefits and payments named in letters (a) to (c), and
2. the compensation event has occurred
a) within a period of up to six months after the crediting of the amounts under no. 1, provided those amounts can lawfully be transferred from the time of crediting, or
b) within a period beginning with the crediting of the amounts under no. 1 and ending six months after the day from which those amounts can, after being credited, first lawfully be transferred.
(3) Amounts within the meaning of subsection (2), no. 1, letter (b) are in particular:
1. benefits under the Social Code;
2. payments of accumulated working-time credit within the meaning of Book Four of the Social Code;
3. benefits under the Civil Servants' Pension Act, the corresponding provisions of the Länder, the Soldiers' Pension Act, the Foreign Service Act, and under civil-service provisions on assistance in cases of illness, need for care and childbirth;
4. lump-sum payments and lump-sum settlements from occupational retirement provision, from retirement provision subsidised under section 10a or Part XI of the Income Tax Act, and from professional pension schemes;
5. benefits under social plans within the meaning of section 112 of the Works Constitution Act, section 32(2), second sentence of the Spokesperson Committee Act, under staff-representation provisions or under ecclesiastical provisions of the Employee Representation Act of the Evangelical Church in Germany and the corresponding staff-representation regulations;
6. severance payments under sections 1a, 9, 13 and 14 of the Dismissal Protection Act, section 113 of the Works Constitution Act, and severance payments for loss of employment or under a termination agreement or a collective agreement;
7. compensatory payments under the law of obligations for implementing a pension equalisation under section 22 of the Pension Equalisation Act;
8. reimbursements by an insurance undertaking that are the subject of substitutive health insurance within the meaning of section 12 of the Insurance Supervision Act;
9. benefits under a settlement of the benefits covered by nos. 1 to 8.
(4) Amounts within the meaning of subsection (2), no. 1, letter (c) are in particular:
1. benefits arising from claims under the provisions of the 27th Title of the Eighth Section of Book Two of the German Civil Code;
2. benefits under the Act on Compensation for Prosecutorial Measures;
3. benefits under the Victims of Violent Crime Compensation Act;
4. benefits under Article 5(5) of the Convention for the Protection of Human Rights and Fundamental Freedoms.
(5) A legal claim to compensation under section 5 in conjunction with subsection (2) that exceeds the coverage level under subsection (1) must be separately substantiated in writing by the depositor, with proof of the facts giving rise to the claim.