Genetic examinations and analyses in connection with the conclusion of an insurance contract

(1) The insurer may not, either before or after conclusion of the insurance contract, require of insured persons 1. that genetic examinations or analyses be carried out, or 2. the notification of results or data from genetic examinations or analyses already carried out, nor may it accept or use such results or data. For life insurance, occupational disability insurance, incapacity for work insurance and long-term care annuity insurance, sentence 1 number 2 does not apply where a benefit of more than 300,000 euro, or an annual pension of more than 30,000 euro, is agreed.
(2) Pre-existing conditions and illnesses must be disclosed; sections 19 to 22 and 47 of the Insurance Contract Act 2008 apply in this respect.