(1) An heir may claim those rights entitling him or her against the deceased person.
(2) If the heir has performed an obligation incumbent on the estate and if performance is not deemed to have been made for the account of the estate under section 1979 of the Civil Code, then the heir takes the place of the creditor, unless the heir is subject to unlimited liability to the obligations incumbent on the estate.
(3) Heirs who have unlimited liability to an individual creditor may claim the creditor’s right if the creditor does not claim it.