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Cross-Border Payments Regulation In force since 14 July 2021

Regulation (EU) 2021/1230 of the European Parliament and of the Council of 14 July 2021 on cross-border payments in the Union (codification)
32021R1230 · official text on EUR-Lex

This English text is a careful, terminology-researched translation prepared by eucite.com — not an official government translation. The German original linked above is the legally authoritative text.

Articles

• Article 1 — Subject matter and scope
• Article 2 — Definitions
• Article 3 — Charges for cross-border payments and corresponding national payments
• Article 4 — Currency conversion charges related to card-based transactions
• Article 5 — Currency conversion charges related to credit transfers
• Article 6 — Measures for facilitating the automation of payments
• Article 7 — Balance of payments reporting obligations
• Article 8 — Competent authorities
• Article 9 — Complaint procedures for alleged infringements of this Regulation
• Article 10 — Out-of-court complaint and redress procedures
• Article 11 — Cross-border cooperation
• Article 12 — Penalties
• Article 13 — Application to currencies other than the euro
• Article 14 — Review
• Article 15 — Repeal
• Article 16 — Entry into force