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SEPA Regulation

Regulation (EU) No 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009
32012R0260 · official text on EUR-Lex

Articles

• Article 1 — Subject matter and scope
• Article 2 — Definitions
• Article 3 — Reachability
• Article 4 — Interoperability
• Article 5 — Requirements for credit transfer and direct debit transactions
• Article 6 — End-dates
• Article 7 — Validity of mandates and right to a refund
• Article 8 — Interchange fees for direct debit transactions
• Article 9 — Payment accessibility
• Article 10 — Competent authorities
• Article 11 — Penalties
• Article 12 — Out-of-court complaint and redress procedures
• Article 13 — Delegation of power
• Article 14 — Exercise of the delegation
• Article 15 — Review
• Article 16 — Transitional provisions
• Article 17 — Amendments to Regulation (EC) No 924/2009
• Article 18 — Entry into force