Consumer Credit Directive
Articles
Chapter I SUBJECT MATTER, SCOPE AND DEFINITIONS
Chapter II INFORMATION AND PRACTICES PRELIMINARY TO THE CONCLUSION OF THE CREDIT AGREEMENT
- Article 4 — Standard information to be included in advertising
- Article 5 — Pre-contractual information
- Article 6 — Pre-contractual information requirements for certain credit agreements in the form of an overdraft facility and for certain specific credit agreements
- Article 7 — Exemptions from the pre-contractual information requirements
- Article 8 — Obligation to assess the creditworthiness of the consumer
Chapter III DATABASE ACCESS
Chapter IV INFORMATION AND RIGHTS CONCERNING CREDIT AGREEMENTS
- Article 10 — Information to be included in credit agreements
- Article 11 — Information concerning the borrowing rate
- Article 12 — Obligations in connection with credit agreement in the form of an overdraft facility
- Article 13 — Open-end credit agreements
- Article 14 — Right of withdrawal
- Article 15 — Linked credit agreements
- Article 16 — Early repayment
- Article 17 — Assignment of rights
- Article 18 — Overrunning
Chapter V ANNUAL PERCENTAGE RATE OF CHARGE
Chapter VI CREDITORS AND CREDIT INTERMEDIARIES
- Article 20 — Regulation of creditors
- Article 21 — Certain obligations of credit intermediaries vis-à-vis consumers
Chapter VII IMPLEMENTING MEASURES
- Article 22 — Harmonisation and imperative nature of this Directive
- Article 23 — Penalties
- Article 24 — Out-of-court dispute resolution
- Article 25 — Committee procedure
- Article 26 — Information to be supplied to the Commission
- Article 27 — Transposition
- Article 28 — Conversion of amounts expressed in euro into national currency